Similar to health insurance for humans, pet insurance covers the cost of medical treatments for unexpected injuries and illnesses.
Get your priceor call 866.509.0164
Petplan provides the most comprehensive coverage in North America for accidental injuries and illnesses—reimbursing you for up to 90% of vet bills.
Accidental injuries & illnesses
Diagnostic tests
Veterinary exam fees
Prescription medications
Imaging & ultrasound
Cancer treatments
Non-routine dental treatments
Surgery & rehabilitation
Holistic therapies
Referral & specialist treatment
More
Pre-existing conditions
Like all other pet insurance providers, we do not cover pre-existing conditions. However, with Petplan, if a previously cured condition remains symptom-free for an extended period, it may be eligible for coverage if symptoms return.
Routine & wellness care
Pet medical insurance does not provide coverage for routine care such as spaying and neutering, teeth cleaning, flea and tick protection and vaccines.
Elective procedures
Elective procedures like tail-docking, ear-cropping and declawing are ineligible for coverage unless deemed medically necessary by your vet.
Liability coverage
In the unfortunate event that your pet causes damage to a person or property, this incident would not be covered by pet health insurance.
Keep your current vet or select a new one, including a specialist or an emergency clinic.
Take photos of important documents and easily submit claims.
Once approved, your payment will be processed the next business day.
With Petplan, you pay just a fraction of the cost of unexpected vet bills.
Periodontal disease
Cost
$2,551
Petplan paid
$2,304
Pet parent pays
$247
Kidney failure
Cost
$7,287
Petplan paid
$6,558
Pet parent pays
$729
Ear infection
Cost
$4,048
Petplan paid
$3,643
Pet parent pays
$405
There are a number of factors that go into pricing a plan that’s perfect for you and your pet.
Some breeds have higher risk factors for hereditary issues.
It can be more expensive to insure older pets due to increased risk.
Costs of veterinary care vary from region to region.
The maximum annual amount you'll be reimbursed per policy year.
Annual amount you are responsible for before insurance kicks in.
What you get after your deductible and copay have been met.
Michael B.
Sugar
I've had Petplan for several years now, and it has really paid for itself with my diabetic Labrador Retriever. Just a couple of weeks ago, she got sick with pancreatitis and was hospitalized for over a week. The bills were over $5,000...Petplan was very understanding and considerate during this difficult time and took care of everything easily.
Marcy S.
Molly
My Beagle mix Molly had torn both ligaments in her back legs and had to get two TPLO surgeries. So thankful for Petplan—because with the therapy, plus the surgeries, it would have cost over $12,000! I only have to pay $4,000 out of my own pocket, after all is said and done. Petplan is a true lifesaver!
Rebecca O.
Dexter
We've had Petplan insurance on my dogs since they were young pups. This year, my 11-year-old Husky had cataract surgery, costing almost $4,000. I wasn't sure if his insurance would pay off after all these years, but today I received a check from Petplan covering nearly the entire cost! I would recommend Petplan to anyone.
I've had Petplan for several years now, and it has really paid for itself with my diabetic Labrador Retriever. Just a couple of weeks ago, she got sick with pancreatitis and was hospitalized for over a week. The bills were over $5,000...Petplan was very understanding and considerate during this difficult time and took care of everything easily.
My Beagle mix Molly had torn both ligaments in her back legs and had to get two TPLO surgeries. So thankful for Petplan—because with the therapy, plus the surgeries, it would have cost over $12,000! I only have to pay $4,000 out of my own pocket, after all is said and done. Petplan is a true lifesaver!
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