The Petplan Advantage.



Petplan's Customizable
Pet Insurance Policies

4 out of 5 dogs over the age of 3 will suffer from gum disease.


With Petplan's flexible policies you can help make
sure that his bite stays as healthy as his bark!

Petplan policies provide the most comprehensive reimbursement for veterinary fees relating to treatment administered by a licensed veterinarian for illness or injury (provided that it is not pre-existing or occurred during a waiting period) such as:
  • Hospitalization - including emergency treatment
  • Diagnostic testing - such as MRIs, x-rays, endoscopy
  • Surgery - including cruciate ligament surgery and organ transplants but not spay/neuter
  • Cancer treatment - regardless of the type of cancer
  • Non-routine dental treatment - such as tooth extraction, root canal but not routine teeth cleaning
  • Prescription medications
  • Referral and specialist treatment
  • Alternative and complementary treatments - such as acupuncture, hydrotherapy or chiropractic treatment
Reimbursement is based on what your veterinarian actually charges. It is not based on what a benefit schedule dictates or a "usual or customary" fee determined by the insurance company.

Depending on the type of policy that you select we can also pay for:
  • Advertising and reward costs if your dog goes missing
  • Boarding fees if you're hospitalized and no-one else can look after your dog
  • Vacation cancellation due to your dog’s life-threatening illness or injury, and
  • Compensation if you lose your dog through straying, illness or injury
In addition all policies are fully customizable, with a choice of coinsurance Glossary
Coinsurance
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The percentage of your claim for which you are liable before any applicable deductible is applied.

Petplan offers three levels of coinsurance, 0% which equates to 100% reimbursement, 10% which equates to 90% reimbursement and 20% which equates to 80% reimbursement.

30% coinsurance applies to specialist veterinary treatment i.e. veterinary treatment administered by a referral veterinarian; or at a referral veterinary facility, after hours veterinary facility, or accredited school/college of veterinary medicine. This coinsurance will only apply in exceptional cases where your current veterinarian is unable to perform the treatment necessary to treat your pet and needs to refer you to an external facility.
and deductible Glossary
Deductible
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The fixed dollar amount per illness or injury per policy period that will be deducted from any reimbursement following a claim. Petplan policies offer you a choice of deductibles to suit your circumstances. You can choose from a $50, $100 or $200 deductible. The higher the deductible that you choose the lower your monthly premiums will be.
, so you can create a plan that's right for your budget and needs.

To get a quote that is as unique as your pet simply visit the quote center .

 
Bronze Plan
Silver Plan
Gold Plan
Maximum Annual Benefits
Veterinary Fees Glossary
Veterinary Fees
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Any treatment administered by a licensed veterinarian for illness or injury, including: hospitalization, diagnostic testing, surgery, referrals, prescription medications, complementary medicines and alternative therapy.
$8,000
$12,000
$20,000
Plus: Extra Policy Benefits
Boarding Kennel Fees Glossary
Boarding Kennel Fees
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The reasonable costs of boarding your pet at a licensed kennel or cattery, or for the cost of someone who does not live with you to look after your pet, while you are in a hospital.
 
$250
$500
Advertising & Reward Glossary
Advertising & Reward
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The cost of advertising or offering a reward if your pet is stolen, or strays during the policy period.
 
$250
$500
Loss due to Theft or Straying Glossary
Loss due to Theft or Straying
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The price you paid for your pet if it is stolen or goes missing during the policy period and is not recovered or does not return.
 
$250
$500
Death from Illness or Injury Glossary
Death from Illness or Injury
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The price you paid for your pet, if it dies or has to be put to sleep by a veterinarian during the policy period, as a result of an injury or illness.
 
 
$1,000
Vacation Cancellation Glossary
Vacation Cancellation
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Any travel and accommodation expenses you cannot recover if you have to cancel or cut short a vacation during the policy period because your pet is injured, or shows the first signs of an illness while you are away and as a result, requires immediate life-saving veterinary treatment.
 
 
$1,000
Customize Your Plan
Bronze Plan
Silver Plan
Gold Plan
Select Your Coinsurance
0% or 10% or 20%
0% or 10% or 20%
0% or 10% or 20%
Select Your Deductible
$50 or $100 or $200
$50 or $100 or $200
$50 or $100 or $200