The Pet Plan Advantage. The Petplan Advantage
Petplan is recommended by more veterinarians, pet owners and pedigree pet breeders than any other provider.
No wonder over 90% of Petplan policyholders renew their policies each year.

Petplan is the No.1 rated pet insurance in America


According to independent reviews by pet parents across the United States on www.PetInsuranceReview.com Petplan USA is consistently ranked No. 1.

Here's why:

The world's leading pet insurance brand
For over 30 years Petplan has been the world's leading pet health insurance provider, recommended by more pet owners, veterinarians and pedigree pet breeders than any other. Today over 1 million pet owners across the globe already trust Petplan to protect their pets. In the United States Petplan policies are administered by Fetch Insurance Services, LLC and underwritten by American National Property And Casualty Company (ANPAC) Glossary
American National Property And
Casualty Company (ANPAC)
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American National Property And Casualty Company (ANPAC) is a home office property and casualty insurance company located in Springfield, Missouri, and is a subsidiary of American National Insurance Company (ANICO) of Galveston, Texas. ANPAC is rated A+ (Superior) by AM Best and today services over one million policyholders.
rated A+ (Superior) by AM Best Glossary
AM Best
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AM Best is a worldwide insurance-rating and information agency with more than 100 years of history. The company was founded in 1899 and is the largest and longest-established company devoted to issuing in-depth reports and financial-strength ratings about insurance organizations. Its flagship publication and database, Best's Insurance Reports, offers the largest coverage of insurers and reinsurers in the United States, Canada, the United Kingdom and worldwide of any interactive rating organization.
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Hereditary conditions covered without dollar or time limits*
The bad news is that many purebred cats and dogs will suffer from a
hereditary condition Glossary
Hereditary Conditions
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Genetically transmitted diseases found predominantly in purebred pets. These are diseases that your pet has inherited directly through breeding and include conditions such as hip dysplasia. Petplan policies cover hereditary conditions so long as they were not apparent prior to the purchase of the policy or occurs during a waiting period.
during their lifetime. Most pet insurance companies in the U.S. automatically exclude hereditary conditions from their policies. Here's the good news. Petplan is the only company in the U.S. to cover hereditary diseases with no dollar or time limits per condition.

Covered for Life
Petplan covers injuries and illnesses for life. Once your pet is insured, Petplan will cover any chronic conditions into their old age as long as you continue to renew your policy each year without any break in coverage. This is called Petplan’s Covered for Life Guarantee and it can prove to be invaluable when you consider that between 30-40% of all pet insurance claims are for chronic conditions that last beyond 12 months. Coverage for chronic conditions is included as standard in all Petplan policies with no extra surcharges or riders. More>>

No dollar or time limits per condition
Some policies will only pay up to a specified amount to cover treatment for an illness or injury, which means that once a limit is reached you may have to pay for the remainder of your pet's treatment from your own pocket. Petplan policies feature simple annual limits that are fully reinstated each year, regardless of previous claims. As long as you renew your policy each year with no break in coverage, you'll never have to worry about running out of coverage.

Flexibility for you and your pet
At Petplan we understand that no one knows your pet as well as you do, so we have developed a unique flexible policy framework with a choice of coinsurance and deductible options to ensure that you can select the coverage that best meets your needs and budget.

Treatment for alternative therapies
At Petplan, we want to help get your pet healthy and back on their paws and we realize that in some cases your pet may require more than conventional treatment to fully recover. For that reason, Petplan will cover Alternative Therapies Glossary
Alternative Therapies
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The terms “alternative” or “complementary” are used to refer to non-traditional methods of diagnosing, preventing, or treating illnesses or injuries including acupuncture and chiropractic treatment. Petplan realizes that sometimes conventional treatments may not be enough so we also cover alternative therapies if your veterinarian believes that such treatment is in your pet's best interest and administers the treatment. .
, such as Acupuncture Glossary
Acupuncture
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Acupuncture involves placing fine needles into specific points in the body. Veterinarians who are trained in acupuncture will use this increasingly popular veterinary treatment for a variety of problems however, the most common use for acupuncture is to treat back problems in pets which have not responded to drugs or surgery.
or Chiropractic Treatment Glossary
Chiropractic Treatment
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Chiropractic care is the manual manipulation and adjustment of bones, muscles and joints to induce a cure. Chiropractic care offers a natural, drug-free adjunct to your pet's total health care. In conjunction with regular veterinary care, chiropractic care can help to decrease pain, and add quality to your pet's movement, and well being.
provided that the treatment is recommended and administered by a licensed veterinarian.

30-day money back guarantee
All Petplan policies come with an automatic 30-day money-back guarantee which means that you can rest assured that if you are not entirely satisfied with your policy you will be given a complete refund if you cancel during the first 30 days of your policy (and have not submitted a claim).

Multiple discounts available
In order to offer the best value coverage for our policyholders a variety of discounts are available for Petplan policyholders. Discounts include: 5% online discount, 10% discount for micro-chipped pets, multiple pets, veterinary professionals and medical service pets, and discounts for strategic partners and employee benefit plans. To find out more click here