• know the facts
        about pet insurance

  • know-the-facts

You can’t predict your pet’s health. But you can protect it.

Although it is a cost every caring pet parent is willing to pay, unexpected veterinary bills can run into the hundreds, even thousands, of dollars. The fact is, 2010 Allianz claims data shows pet parents are more likely to claim on their pet insurance policy than any other form of insurance offered by Allianz. Simply put, pet insurance is something that many pet parents today cannot do without.

Top five questions to ask before buying pet insurance:

1 Does the policy cover hereditary conditions?

Hip dysplasia. Luxating patellas. Cataracts. Heart disease. Epilepsy. These are just a few of the hundreds of hereditary conditions to which our pet’s genes can leave them vulnerable. For peace of mind, ensure your pet insurance policy provides full coverage for hereditary conditions. Petplan covers them all, as standard.*

2 Will my policy offer coverage for chronic conditions?

Did you know that 40% of all pet insurance claims received are for chronic conditions which last beyond 12 months?* That's why it is extremely important to check that the policy you select will provide long-term coverage for your pet. With Petplan, coverage for chronic conditions is included on all plans as standard*, and your premiums won't increase just because your pet becomes ill.

3 Are there pre-condition limits?

Just as it is important to ensure that chronic diseases will be covered, make sure your pet insurance policy does not limit reimbursement based on your pet’s specific condition. Petplan policies do not have any condition-specific dollar limits. Our plans have simple annual limits that replenish each year at renewal.

4 How well-established is the company?

Can you afford the risk of purchasing a policy from a company that may not be there when you and your pet need them most? Make sure that the company you select is well-established with a rated underwriter and a solid track record of covering pets and paying claims. Petplan has been insuring pets in the UK and around the world for more than 35 years. Petplan is proud to offer policies underwritten by AGCS Marine Insurance Company, a member of the Allianz Group – the world’s largest property and casualty insurer group.*

5 Can you customize your policy?

When it comes to family budgets, no two are alike. It is extremely important to select a pet insurance provider who can offer you solutions should your financial needs change over the course of your pet’s life. That’s why Petplan offers you the flexibility to choose the right level of coverage for you and your family budget – even up to 100% reimbursement.

To see how Petplan compares to other pet insurance providers, visit our pet insurance comparison page 

If you want to protect your pet, get a quote!

policies by AGCS Marine Insurance Company, an Allianz company

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  • How much could you claim with Petplan?

    Just change the information below to see how much you could claim.
    • Your plan
    • Your deductible
    • Your reimbursement
    • Your vet costs $
    • Your share of the costs:
    • Petplan's reimbursement to you:
    • Coverage remaining in policy period:
  • (full policy limits are reinstated upon renewal)