A tad too smart for her own good, Daisy the Dachshund can skillfully unzip bags and climb things that dogs her size normally can’t. Unfortunately, that can get her into trouble.

“Originally, I took out Petplan pet insurance on my daughter's Dachshund. I told my husband if something happened to Lily and we couldn't pay for it, Katie would disown us,” policyholder Stephanie Luschen joked. “A few months later, I said you know, I love my dog just as much – I’m going to get it for [Daisy], too."

This past January, that decision proved to save Daisy’s life.

Toothbrush troubles 

It was then that Stephanie noticed her nineteen-year-old son’s toothbrush was Daisy’s latest prize. Taking it from her dog, she placed it back in the shower only to have her determined pup retrieve it once more. This time, her walk was irregular and she kept trying to hide.

Daisy’s odd behavior continued at 4 A.M. when the Dachshund couldn’t stop squirming in bed. Thinking her dog had to go to the bathroom, Stephanie picked her up and took her out to the backyard. Stephanie watched in horror as Daisy helplessly tipped over in the blanket of fresh snow.  

"I knew immediately it was her back and that she was in serious trouble," Stephanie recalled.

In her audacious quest to get the toothbrush, Daisy severely injured her spine. Jumping out of the tub caused her spinal disks to bang together and release the spinal fluid, cutting circulation to her lower extremities and tail. Their family veterinarian delivered the news: it didn’t look good. 


Before the vet could suggest steroids for temporary relief, Stephanie blurted out she had pet insurance, knowing the coverage would give Daisy the very best care, no matter the cost. A talented surgeon in Omaha conducted the necessary surgery and the rest is history. Not only is Daisy able to run and swim today, but with their reimbursed funds, the Luschens were able to put a down payment on a new house.

"If anything happens to [Daisy] or any of my other dogs, I don't have to financially put myself or my family at risk, because I know we're protected; my dog can get the care it needs. A lot of people would have to put down their pets because they couldn’t financially support that [care]. If we did not have Petplan, Daisy would not be able to walk today." 

Do you have a story to share about how Petplan saved your pet? We’d love to hear! Message us on Facebook for a shot at being featured.

Jul 16, 2019

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