You love your furry family members and you want to give them the best. But when the budget is tight, it can be hard to factor your four-legged friends into your finances. And while it can be necessary to pass up a new toy or treat, your pet’s health shouldn’t be left to chance. Here’s the good news: with a little planning, you can help keep your pet and your wallet in good shape. Here’s our top tips to help subsidize pet care costs:
Veterinary wellness plans
Ask your veterinarian if they offer pet wellness plans. These plans provide vet help for low-income families by offering a way to prepay for basic health care services.
Expect to pay a sign-up fee, as well as a monthly amount for a set period of time (like a one-year contract) to cover your pet’s exams, vaccinations, lab and heartworm tests, dental checkups, nail trims, and more. Often, wellness plan participants also receive discounts on additional veterinary services. If your veterinarian does offer a pet wellness plan, ask them about options that fit your family’s budget.
Wellness plans can help ensure that your pet gets consistent care, and that any health concerns are detected and treated early. This can prevent a costly diagnosis down the road, and keep your furry best friend happy and healthy well into their senior years.
Pet insurance for low-income families
Enrolling your furry family member in a pet health insurance policy puts a financial safety net in paw’s reach. If your pet ever gets hurt or sick, pet insurance can help cover the cost of their care — which can really add up if your pet is diagnosed with a chronic condition (like cancer) or has an injury (like a broken leg).
Look for pet insurance policies that offer flexible plan options, and ways to make the monthly cost fit your finances.
Free or low-cost spay/neuter programs
Animal welfare organizations, shelters, and rescue groups may offer free or low-cost spaying and neutering options. Getting your pet spayed (female pets) or neutered (male pets) ensures that your furry best friend won’t end up with an unwanted litter, and helps curb the homeless pet epidemic. Check out the ASPCA’s list of low-cost programs for more information.
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