5 reasons to get pet insurance for your puppy

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5 reasons to get pet insurance for your puppy
Posted by Aliya McCullough DVM, MS on Nov 21 2019

Puppyhood is a happy, exciting time, but some pet parents experience feelings of worry and uncertainty about what a puppy may demand. You might be wondering, how will we handle unexpected illness or injuries? Should I get pet insurance for my puppy? Is pet insurance worth it for puppies?

Let’s explore 5 reasons why pet insurance for puppies is so important to get early on.

1. Puppies are curious and accident-prone

A naturally curious puppy will explore any new environment with both their nose and mouth. While this natural behavior should be encouraged, it can also put them in harm’s way. An innocent puppy may come in contact with dangerous substances such as household toxins or swallow a foreign object. Puppies are resilient, but their small size and clumsy nature increases their risk of injury. They can fall easily or get wounded during rough play.

Common puppy accidents and illnesses include:

  • Foreign body ingestion
  • Wounds and lacerations
  • Vehicular trauma
  • Poison or toxin ingestion
  • Insect bite or sting

2. Puppies have an immature immune system

The immune system of a puppy is not fully mature so the risk of catching potentially harmful diseases is higher. A walk through the neighborhood or a meet and greet with other dogs could expose a puppy to contaminated urine, feces, or other body fluids from sick animals. For tips on where and how to socialize your puppy, talk to your veterinarian.

Common puppy illnesses include:

  • Gastrointestinal parasites
  • Upper respiratory infections
  • Flea infestation
  • Skin mites
  • Parvovirus infection

3. Puppies can have congenital and hereditary conditions

The majority of puppies are healthy, but some are born with abnormalities known as congenital or hereditary conditions due to abnormal genes passed down from the parents. Some puppies may not show signs of a congenital or hereditary condition until later in puppyhood or even into adulthood.

Common hereditary and congenital conditions include:

  • Brachycephalic syndrome
  • Heart defects
  • Hernias
  • Hip dysplasia
  • Liver shunt

4. Pet insurance coverage can start early

Your puppy has a lot of potential and like with everything else, the more time and effort you put into your dog, the greater the reward. Make sure to enroll your new pet in comprehensive pet insurance as early as possible to ensure that your puppy will be protected against whatever life brings.

5. Comprehensive pet insurance can be customized to fit your budget

Pet insurance policies let you choose your deductible, annual limit and co-pay so you can have a monthly premium that works best for your family’s budget.

Adding a puppy to your family can be like a roller coaster ride – it brings plenty of ups, downs, twists and turns. It can also be expensive. A dog insurance policy for your puppy makes the ride smoother by eliminating worry over unexpected medical costs, allowing you to focus on the fun!