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is separation anxiety covered by pet insurance even though it's a behavioral issue?


Does pet insurance cover separation anxiety even though it's a behavioral issue? Petplan does!

Some dogs (and cats) literally worry themselves sick while you’re away – shredding sofas, scratching floors and inhaling throw pillows as a nervous attempt to hightail it out of the house. Separation anxiety is a heartbreaking, and dangerous, condition that can not only destroy your furniture, but also cause your pet injuries. If your house looks like it’s been stroked by the work of Jaws when you return, it’s time to call your vet. And if that vet bill is enough to cause you anxiety, rest assured that it’s covered by Petplan.

 

Your vet will best be able to work with you on your pet’s separation anxiety, which is why all Petplan policies cover consultations with a licensed veterinarian to diagnose and treat it. While the policy does not cover behavioral training, it also covers any medications or therapies your pet needs to help calm his nerves.

 

Each policy has an annual reimbursement limit for consults and medications relating to behavioral issues (amounts are part of, and not in addition to, your policy’s total annual limit). 


Many behavioral issues, including separation anxiety, can cause more than a panicked pup and destructed home; serious medical issues can arise. Petplan policies also cover the accidents and injuries that can result from their anxiety, such as fractured teeth, foreign body ingestion and lacerations.

 

To save your pet, and your house, from the misery of separation anxiety, veterinary intervention is almost always the best course of action. Your vet may refer you to a veterinary behavioral specialist if your pet needs an extra paw up with behavior modification – and Petplan will cover this, too! As with any pet insurance, pre-existing behavioral issues are excluded from coverage.

 

With support from your vet and coverage from Petplan, you can have peace of mind in seeking the best help and your pet can learn to accept being home alone. If you have any questions about Petplan coverage or policies, feel free to give us a call at 1.866.467.3875 or use the live chat feature on the right side of this page – we’d be happy to explain!

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Dr. Ernie Ward, Jr.Veterinary Advisory Board of Petplan
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