pet insurance for older dogs
Many pet parents may think that pet insurance is only worth considering if you have a new puppy, but that couldn’t be further from the truth. From cataracts to periodontal disease and diabetes, comprehensive pet insurance safeguards against the common illnesses or injuries that affect senior pets.
About 44% of all households in the United States have a dog, and as they age, dogs become more prone to illness.* Whether you’ve had your furry friend for years, or you’ve recently adopted a more mature companion, they have special needs you’ll need to consider when shopping for a pet insurance plan.
What makes a dog “senior”?
Depending on the size and breed, some dogs may reach their golden years more quickly than others, but generally dogs are considered senior around the age of 6 or 7.**
Just like humans, senior dogs frequently struggle with hearing and eyesight problems. They are also at a higher risk for illnesses and injuries like, cancer, falls, arthritis heart and endocrine disease.** That’s why we encourage pet parents to take their best friends regularly to see the veterinarian. As your dog ages, your vet may recommend biannual office visits. This will help you and your vet keep a close eye on your pet’s health and catch any issues early.
An important thing to consider is that no pet insurance provider covers pre-existing conditions regardless of the pet’s age. If your dog has had a condition prior to enrollment, the condition will not be covered, with the exception of some curable medical conditions where a pet remains symptom-free for a set amount of time. If your pup doesn’t have a history of medical problems, that’s great! They can be protected from any new injury or illness.
What to consider before enrolling a pet with pre-existing conditions
Approximately 1 in 3 pets will need emergency veterinary treatment this year†, and most people do not have enough in their savings to cover the cost.‡ Enrolling your senior pet in an insurance policy as soon as possible is the best way to guarantee that they will get the care they need. Any new illnesses or injuries that occur after enrollment are covered up to 90%, so you don’t have to worry about getting hit with large veterinary bills or making a difficult decision before you and your pet are ready.
While many providers don’t cover dogs after a certain age due to higher risk of health problems, there are a few providers, including Petplan, that have no age limitations for enrollment. Make sure your pet’s later years are comfortable and happy—protect them with the most comprehensive coverage today.
Learn more about Petplan’s dog insurance by visiting our site or giving us a call.
*American Pet Products Association 2015-2016 (APPA)
**American Veterinary Medical Association
†CNBC - Are you prepared for a pet emergency? Most Americans are not
‡According to a survey by Bankrate