pet insurance vs. preventive care

preventive care plans vs pet insurance
Posted by fetch! blog editors on Jul 10 2019

From raiding the trash to eating dangerous plants, pets like to keep us on our toes, and their health is no exception.

As pet owners, we do everything we can to give our furry family members the best care possible: routine vet visits, healthy food, reputable sitters, plenty of exercise and more. Preventive care plans and pet insurance should be no different. Even though both prioritize your pet’s care, they do so in very different ways.

What is preventive care?

Preventive care plans, also known as wellness plans, cover routine expenses and regular treatments that you can anticipate as a pet owner, such as:

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  • vaccines
  • flea and tick control
  • heartworm prevention
  • teeth cleaning 
  • nutrition
  • grooming

While these plans are advantageous for any pet owner, families with puppies and kittens may benefit the most since pets often require preventative care early on.

Where to get preventive care?

Many veterinary clinics offer preventive care plans to make sure that pets stay healthy in between their annual vet visits. Ask your veterinary clinic if they have one!

What is pet insurance?

Even with preventive care and checkups, many pets require treatment for conditions that cannot be anticipated.

Pet insurance helps to cover the cost of these unexpected emergencies, including but not limited to:

  • accidents & injuries
  • new illnesses
  • sick visit exam fees
  • prescription medications
  • cancer treatments
  • dental disease or injury treatments
  • surgery & rehabilitation
  • and more

Keep in mind no pet insurance plan will cover routine wellness care, cosmetic or medically unnecessary procedures, pre-existing conditions or damage caused by your pet to people or property. However, there are pet insurance providers that do offer more coverage than others.

Should you get both preventive care and pet insurance?

Combining pet insurance’s coverage for the unexpected with a preventive care plan that takes care of the routine can give your pet complete health support. Of course, it’s important that you compare plans and providers to make the best choice for your family’s needs.

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