Accidents + injuries + illnesses
Petplan covers unexpected accidents, injuries and illnesses, including hereditary and chronic issues such as kidney disease.
Lab tests like bloodwork are covered if they are needed to treat or diagnose a coverable injury or illness.
Veterinary exam fees
We’ll cover the cost of any exam by a licensed veterinarian to treat or diagnose a sick or injured pet, including emergency and specialty care.
Medications prescribed by your veterinarian to treat an injury or illness are covered, including nutraceuticals. Vitamins, heartworm and flea and tick preventives are not covered.
Imaging - MRI, CAT scan, ultrasound
We cover imaging such as MRIs, CAT scans and ultrasounds to treat or diagnose a coverable condition.
Petplan proudly offers coverage for oncology care and cancer treatments such as chemotherapy, radiotherapy and cyber knife.
Dental treatments (non-routine)
Petplan will cover non-routine dental treatments such as broken teeth or periodontal disease as long as your pet gets an annual dental exam and any treatment recommended is carried out.
Surgery + rehabilitation
If your vet recommends rehab to treat a covered condition, we’ll cover it as long as it’s performed at a licensed veterinary facility.
Holistic therapies such as acupuncture, hydrotherapy, chiropractic treatment and stem cell therapy are covered if the treatment is recommended and administered by a licensed vet.
Referral + specialist treatment
All specialties including surgery, oncology, cardiology, ophthalmology, dermatology, dentistry and neurology are covered by Petplan.
Routine & wellness care
Routine visits for teeth cleaning, flea and tick protection and vaccines are not covered.
Annual check-ups to prevent illness or injury or promote general health are not covered by pet insurance.
Like all pet insurance providers, Petplan does not cover pre-existing conditions. However, curable conditions that occur prior to signing up for coverage may be eligible for coverage down the road.
Procedures like spaying and neutering, tail docking, ear cropping and claw removal are not covered unless deemed medically necessary by your vet to treat a covered injury or illness.
We do not cover any costs associated with an injury to a person or property damage caused by a pet.