cat + kitten insurance

star-studded protection

Are you prepared to pay for a pet health cat-astrophe? With Petplan cat insurance on your side, you are! Our pet insurance provides trusted coverage for cats and kittens — for all nine lives and more.

Love doesn't pay the vet bills, but Petplan does

cat insurance and kitten insurance

Protecting your cat with pet insurance from Petplan provides peace of mind that when accidents happen, you can pursue the best care for your best friend, no matter the cost.

Our personalized coverage makes caring for your feline family member easy by paying you back up to 90% for your cat's veterinary bills, from the time she's a frisky kitty all the way to her senior years and beyond. Now that's something to purr about!

our coverage is the cat's meow

Our own data tells us there's a 33% chance your cat will need unexpected vet care this year. To help illustrate that, check out a few of the most common cat insurance claims paid to our feline family members:

condition average cost Petplan paid
Neoplasia (cancer) $2,033 $1,469
Diabetes Mellitus $1,786 $1,417
Cystic Calculi (bladder stones) $1,599 $1,220
Kidney Disorders $1,571 $1,182
Non-specific GI Disease (vomiting) $850 $665
Periodontal Disease $846 $661
Hyperthyroid/Hyperthyroidism $838 $600

 

how much could you claim with Petplan?

Crunch the numbers to fetch your savings.

claim calculator

  • your share of the cost: $450
  • Petplan's reimbursement to you: $1550
  • coverage remaining in policy period: Unlimited
    (full policy limits are reinstated upon renewal)

milo,
Petplan protected

 

top coverage for kittens

As a pet parent, you want to keep your young cat feeling fine, but her curious nature often leads to costly calamity. We know better than anyone, since it was a $5,000 vet bill for our kitten, Bodey, that inspired us to start Petplan! But paying for veterinary care shouldn't be a game of cat and mouse.

That's why Petplan provides kitten insurance for pets as early as six weeks of age. It won't stop your trouble-prone Tabby from swallowing a loose string, but it will help you sleep like a kitten when the reimbursement check arrives!

bodey,
Petplan protected

 

lifelong protection for cats

Once your cat is protected by Petplan, you can enjoy the confident peace of mind that you'll be covered when accidents or illnesses arise.

If your growing cat breaks a leg trying to reach great heights, we've got your back. Should your senior cat develop diabetes, we'll be at your side. No matter what mischief your feline friend encounters, you'll always have help covering the bill for treatment … including the office visit, an expense many other companies don't cover.

And true to our word, we'll never drop your cat from coverage for being sick. After all, isn't that what pet insurance for cats is there for?

how pet insurance for cats works

When your cat suffers an accident or falls ill, cat insurance affords you the best possible care and expert guidance to make the claims process quick and easy.

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coverage

Once you're enrolled, your pet's policy becomes effective at 12:01 a.m. (EST) the next day. After a short waiting period for accidents, injuries and illnesses, you're covered!

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treatment

Should your pet fall ill or suffer an injury, simply visit any licensed veterinarian in the United States or Canada for treatment, then submit your invoice and medical records to us from any device! Our paperless app makes it easy.

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reimbursement

Our claims team is composed of experienced veterinary professionals who'll process your paperwork, assess your claim and — provided we have all the necessary information — pay you back up to 90% of the total bill, less your chosen deductible.

what cat insurance covers

Your cat deserves unparalleled protection and our cat insurance delivers incomparable value. Best of all, you don't need to pay for extra riders to get comprehensive medical coverage for cats — it's all included in every Petplan policy, for cats of any age or breed.

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accidents + injuries + illnesses

Petplan provides coverage for the reimbursement of veterinary fees due to injury and illness — including coverage for hereditary and chronic conditions as standard, with no hidden limits.

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veterinary exam fees

The cost of any exam conducted by a licensed veterinarian to treat or diagnose an ill or injured pet, including emergency and specialty care.

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imaging — MRI, CAT scan, ultrasound

Any imaging deemed medically necessary by a licensed veterinarian to help diagnose or treat your pet, including MRI, CAT scan and ultrasound, are covered.

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diagnostic treatments

Laboratory and diagnostic testing, including specialized chemistry and blood work, are covered if they are part of treating or diagnosing a coverable injury or illness.

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prescription medications

Medications prescribed by your veterinarian as a treatment for an illness or accident are covered, including nutraceuticals. Vitamins and heartworm/flea and tick preventives are not covered.

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cancer treatments

Petplan is proud to offer coverage for veterinary oncology care and cancer treatments such as chemotherapy and radiotherapy.

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dental treatments (non-routine)

Petplan will cover non-routine dental treatments such as broken teeth or periodontal disease provided your pet has had its teeth checked by a vet in the 12 months prior to the effective date of coverage and any treatment recommended as a result of a veterinary check-up was carried out.

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surgery + rehabilitation

Any rehabilitation prescribed by a licensed veterinarian as part of a treatment protocol and performed at a veterinary facility.

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alternative therapies

Alternative therapies such as veterinary acupuncture, homeopathy, chiropractic treatment and stem cell therapy are covered provided the treatment is recommended and administered by a licensed vet.

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referral + specialist treatment

All specialties including surgery, oncology, cardiology, ophthalmology, dermatology, dentistry and neurology are covered by Petplan.

what cat insurance doesn't cover

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wellness + routine care

Unlike a wellness plan, which covers routine care such as teeth cleaning, neutering/spaying and vaccinations, pet insurance for cats pays you back for the unexpected and costly care needed for injuries and illnesses.

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pre-existing conditions

Like all pet insurance providers, Petplan cannot cover a medical condition which first occurred or showed clinical sign(s) or symptoms before the effective date of your policy or during the policy waiting period.

riley,
Petplan protected

 

How much does cat insurance cost?

Your cat is one of a kind; her pet insurance coverage should be, too. Thankfully, Petplan offers flexible policy options, and your cat health insurance cost will vary depending on:

  • your pet's age
  • your pet's breed
  • where you live
  • your annual coverage
  • your reimbursement level
  • your annual deductible

With 40 years of experience protecting cats around the globe, we have the knowledge to help you craft the perfect plan for your beloved cat at a cost that won't give you kittens!

Petplan cat insurance reviews

10/10 Always kind, helpful and supportive!

When I call, I always get a kind and helpful person on the phone who immediately sends me what I need!

— Jennifer T.

10/10 It's a must have that gives peace of mind

The cost of my cat Bender's care the first year was nearly $13,000. Petplan insurance means you can go the extra mile for your best friend. They even covered his stem cell treatment!

— Linda H.

10/10 Excellent service

When my cat, Zoe, was diagnosed with a bladder tumor, my mental state was vastly improved by having Petplan available to cover the bulk of the cost, which was over $3,000. They covered about $2,600 dollars of that cost and the check came before the credit card was even due.

— Frank V.