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Compare pet insurance providers.

Petplan offers the most comprehensive coverage in one simple plan. Other providers require expensive add-ons or don’t cover what we offer as standard.

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What to consider when you’re buying pet insurance

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Coverage

Look closely at what is included and excluded in the policy.

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Caps on payouts

Are there caps on payouts per incident, per year or over the pet's lifetime?

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Deductibles

Annual deductibles typically reimburse you more during a policy year than per-incident deductibles.

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Reimbursement method

Not all pet insurance providers pay on the actual veterinary bill.

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Customer service

It’s all about service once the policy is purchased.

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Is “cheaper” really cheaper?

Consider how much you save overall, not the cost of the pet insurance plan.

Who has the best pet insurance?

Use our pet insurance comparison chart to decide for yourself! See how Petplan stacks up against Nationwide, Trupanion and Healthy Paws below.

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Policy Details

No upper age limits

Illness waiting period

15 days

14 days

30 days

15 days

Enrollment fee

$0

$0

$35

$25

Curable exclusionary period

12 months

Undefined

Undefined

Undefined

Coverage

Sick visit exam fees

Plan dependent

Online vet visits

Comprehensive periodontal disease

Plan dependent

Alternative & homeopathic therapies

Plan dependent

Rider dependent

Customer Service

24/7 customer service

Live chat available

Dedicated app

Strength & Stability

Years in business

42 years

36 years

18 years

9 years

American Animal Hospital Association Preferred Provider

Preferred pet insurance provider to AARP members

Proud supporter of North Shore Animal League America

Information last updated June 2020.

Want to compare each provider with Petplan in more detail?

Our policyholders trust us for a reason

Michael B.

Michael B.

Sugar

I've had Petplan for several years now, and it has really paid for itself with my diabetic Labrador Retriever. Just a couple of weeks ago, she got sick with pancreatitis and was hospitalized for over a week. The bills were over $5,000...Petplan was very understanding and considerate during this difficult time and took care of everything easily.

Marcy S.

Marcy S.

Molly

My Beagle mix Molly had torn both ligaments in her back legs and had to get two TPLO surgeries. So thankful for Petplan—because with the therapy, plus the surgeries, it would have cost over $12,000! I only have to pay $4,000 out of my own pocket, after all is said and done. Petplan is a true lifesaver!

Rebecca O.

Rebecca O.

Dexter

We've had Petplan insurance on my dogs since they were young pups. This year, my 11-year-old Husky had cataract surgery, costing almost $4,000. I wasn't sure if his insurance would pay off after all these years, but today I received a check from Petplan covering nearly the entire cost! I would recommend Petplan to anyone.

Michael B.

Sugar

I've had Petplan for several years now, and it has really paid for itself with my diabetic Labrador Retriever. Just a couple of weeks ago, she got sick with pancreatitis and was hospitalized for over a week. The bills were over $5,000...Petplan was very understanding and considerate during this difficult time and took care of everything easily.

Marcy S.

Molly

My Beagle mix Molly had torn both ligaments in her back legs and had to get two TPLO surgeries. So thankful for Petplan—because with the therapy, plus the surgeries, it would have cost over $12,000! I only have to pay $4,000 out of my own pocket, after all is said and done. Petplan is a true lifesaver!

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We think there’s a clear choice...

Petplan knows every pet has unique needs, which is why we offer flexible coverage with a wide range of benefits.

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