Protecting your pet isn’t like protecting your apartment.
Petplan has been working exclusively in the pet industry for over fifteen years and protects over 250,000 pets. Lemonade might have experience with apartments, but with only a few months of experience with pet insurance, their coverage will leave you sour.
The complete sick visit, including exam fees—saving you $50-$250 on average per appointment. Lemonade doesn’t cover this at all.
Up to $1,000 in VirtualVet visits (video chat, call or text). Lemonade can’t offer you that.
Up to $1,000 in behavioral therapy and medicine, unlike Lemonade.
Up to $1,000 in boarding fees should you require hospitalization for 4 days or more. Lemonade definitely doesn’t do that.
No upper age limits
Illness waiting period
15 days
14 days
Enrollment fee
$0
$25
Curable exclusionary period
12 months
Undefined
Sick visit exam fees
Coverage costs extra
Online vet visits
Periodontal disease
Alternative & homeopathic therapies
Live chat available
Petplan covers cats, dogs and pet parents in all 50 states and Canada. No matter where you live, travel or move to in the US—we have you covered.
Lemonade is not available in 16 states or Canada. If you live in one of those places, Lemonade will deny you coverage. And if you move to one, your policy will be cancelled, you’ll have to find a new provider and anything your pet’s been treated for will be considered a pre-existing condition, which no provider will cover.
Petplan covers physical therapy, acupuncture, hydrotherapy and chiropractic care all at no extra charge.
Lemonade’s plan does not cover any of these things unless you pay extra.
Petplan protects all of your pet’s teeth (every adult tooth—not just the canines) from accidents, illnesses, injuries and diseases, with no broad condition exclusions.
Lemonade’s limited coverage only includes the extraction and reconstruction of damaged teeth if caused by an accident.
Almost a third (20-27%) of canine patients have fractured teeth, and in cats, resorptive lesions can be as high as 68% prevalence—Lemonade’s coverage won’t protect your pets from all of these conditions.1
Cover your pet
Petplan protects your pet against accidents and illnesses with one simple, comprehensive plan that’s easy to understand.
Lemonade's confusing policies left our insurance experts baffled. Not even they could tell what was covered and what wasn’t.
With Petplan, there’s no limit to the amount of claims you can submit after your 15-day waiting period has passed.
Lemonade will not cover the treatment if your pet’s behavior results in two claims within 18 months.
With Petplan, your pet’s claim will never be delayed by other people’s damaged or stolen property claims. We only care about your best friend’s health.
Lemonade specializes in homeowner and renter insurance. Bundling your pet insurance policy may seem convenient, but it results in worse coverage for your best friend.
With Petplan, you can choose your deductible, co-pay and maximum annual payout. This gives you the freedom to customize a price that fits with your budget.
Lemonade forces you into pricing that works better for them. They only give you three deductible choices: $100, $250 and $500.
1 According to American Veterinary Dental College
