No upper age limits
Curable exclusionary period
Sick visit exam fees
Alternative & homeopathic therapies
Live chat available
Information last updated March 2021.
Petplan covers cats, dogs and pet parents in all 50 states and Canada. No matter where you live, travel or move to in the US—we have you covered.
Lemonade is not available in 16 states or Canada. If you move to one of these places, your policy will be cancelled, you’ll have to find a new provider and anything your pet’s been treated for will be considered a pre-existing condition, which other providers won't cover.
Petplan protects your pet against accidents and illnesses with one simple, comprehensive plan that’s easy to understand.
Lemonade’s complicated policies confused our insurance experts. Not even they could tell what was covered and what wasn’t.
With Petplan there’s no limit to the claims you can submit after your 15-day waiting period has passed.
Lemonade will not cover the treatment if your pet’s behavior results in two claims within 18 months.
With Petplan, you can choose your deductible, co-pay and maximum annual payout. This gives you the freedom to customize a price that fits with your budget.
Lemonade only gives you three deductible choices: $100, $250 and $500.