Petplan has been working exclusively in the pet industry for 15+ years and currently protects over 250,000 pets.
Age limits
6 weeks and up
8 weeks and up
Enrollment fee
$0
$15
Illness waiting period
15 days
180 days
Comprehensive dental
Live chat available
Dedicated app
Information last updated March 2021.
Petplan protects all of your pet’s teeth (every adult tooth—not just the canines) from accidents, illnesses, injuries and diseases, with no broad condition exclusions.
Pumpkin’s limited coverage does not cover endodontic or orthodontic dental services such as caps, crowns, crown amputation, fillings, implants or root canals.
According to American Veterinary Dental College, almost a third (20-27%) of canine patients have fractured teeth, and in cats, resorptive lesions can be as high as 68% prevalence—Pumpkin’s coverage won’t protect your pets from all of these conditions.
Get your priceYou can’t predict when your pet will need care, which is why Petplan is always available. Between our app, live chat and agents, you can get help whenever you need it.
Pumpkin is only available Monday through Friday 8 a.m. to 8 p.m. EST. They also don’t offer live chat and you could get stuck waiting for them to respond to your email.
Snap photos of your documents, send them to us and we’ll do the rest.
Pumpkin does not have a dedicated app. You need to submit claims via their online member center.
We’re not just here for your pet—should you require hospitalization for 4 days or more, we’ll cover up to $1,000 of your pet’s boarding fees.
Pumpkin doesn’t cover this, so you’ll need to find someone to take care of your pet or pay expensive boarding fees.
With Petplan, you have the freedom to customize a price that fits with your budget.
Pumpkin only gives you three deductible choices: $100, $250 and $500.
