petplan vs. healthy paws pet insurance comparison

Petplan vs. Healthy Paws Comparison

How can you tell who's got top dog coverage? It helps to compare providers nose-to-nose! Read how we stack up against Healthy Paws below — we think you'll find Petplan is your perfect policy match.

Overall, Healthy Paws offers many of the same benefits to policyholders that Petplan does, but there are a few important differences between us that can make a big impact on how much coverage you actually have — and how much reimbursement you receive.

Age Limits

Let's hear it for silver seniors! At Petplan, we believe your pet should have the best veterinary care, no matter how grey his muzzle. That's why we insure any pet of any age. At Healthy Paws, older pets are excluded altogether from coverage.

Hip Dysplasia Coverage

Hip dysplasia is one of the most common diseases seen in dogs. That's why Petplan includes the condition in the standard coverage that comes with every policy — and we cover it under normal waiting periods (15 days for illness). Under a Healthy Paws policy, hip dysplasia is subject to a 1-year waiting period for pets younger than six. And if your pet is older than six, they don't provide any coverage at all.

Veterinary Exam Fees

Did you know that part of your veterinary bill includes a fee just for the illness or injury exam? While it's practical for vets (hey, they have to keep the lights on), we don't think it makes sense for you to pay it. With Petplan, you are always reimbursed based on the total cost of your pet's treatment AND the exam fee. With Healthy Paws, that part of the bill is paid right out of your pocket.

Periodontal Disease Coverage

Doggie or kitty breath is endearing, but sometimes it means your pet's teeth are in trouble. Just about every pet (85%!) has some degree of periodontal disease by the time they're just three years old. And polishing those pearly whites can cost a pretty penny! Every Petplan policy includes coverage for periodontal disease — it's part of the package from the get-go. If you choose Healthy Paws, you'd better get brushing; they exclude periodontal disease from coverage.

Customer Service

You'll meet friendly folks whether you pick Petplan or Healthy Paws, but our policyholders are more than just customers — they're part of our pack. And just like your mom would, we take your calls 24/7, because we know accidents don't always happen from 9 to 5 (we even have round-the-clock live chat!). If you need ask a pet insurance question while you're at the veterinary ER in the middle of the night, you're out of luck until business hours if you're a Healthy Paws policyholder.