Petplan is more than medical insurance for pets — it's peace of mind for pet parents. When your best friend gets sick or injured, pet insurance helps pay the vet bill.
HOW DOES PET MEDICAL INSURANCE WORK?
get treatment
Visit any licensed veterinarian in the United States or Canada to get the care your pet needs.
file a claim
Download the Petplan mobile app to submit claims right from the vet's office.
get reimbursed
Our experienced veterinary professionals will review your claim and reimburse you, typically within 5 to 14 days.
Got questions about pet insurance? Give us a
call at 1.866.467.3875.
what does pet insurance cover?
Almost all pet insurance providers cover injuries and illnesses to some degree, but at Petplan, we've built the industry-leading protection to support pets who outplay the pack and parents who demand a higher pedigree of care.
connie,
Petplan protected
- accidents + injuries
- illnesses
- veterinary exam fees
- imaging — mri, cat scan, ultrasound
- diagnostic treatments
- prescription medications
- cancer treatments
- dental treatments (non-routine)
- surgery + rehabilitation
- alternative therapies
- behavioral therapies
- loss due to theft or straying
- advertising + reward
- boarding kennel fees
- death from illness or injury
- vacation cancellation
what pet insurance doesn't cover
Unlike human healthcare, pet medical insurance is unable to provide coverage for pre-existing conditions. If your pet experienced a curable condition prior to enrolling in a Petplan policy, the condition may be eligible for coverage after an exclusionary period.
Pet medical insurance is not a wellness plan, and does not provide coverage for routine care such as teeth cleaning, vaccines or spaying/neutering.
Tail docking, ear cropping and dewclaw removal are unnecessary cosmetic procedures ineligible for coverage, unless deemed medically necessary by your vet.
Unlike pet insurance, which is designed to protect the pet, liability insurance only protects the homeowner and their assets in the event of an incident.
how a pet insurance plan is built
There are a number of factors that go into determining your pet insurance cost.
age
Petplan insures pets ages 6 weeks to 20+ years. It can be more expensive to insure older pets due to increased risk, and reimbursement options may be limited.
location
Pet insurance premiums take into account the varying cost of veterinary care from geographic region to region.
breed
We insure all breeds of dogs and cats, but some have a higher genetic risk factor for hereditary issues.
coverage
The maximum annual dollar amount you'll be reimbursed, per policy year, for treatments for illness or injury.
deductible
The fixed annual dollar amount you're responsible for before insurance kicks in.
reimbursement
The percentage of your claim for which you'll be reimbursed, less your deductible (if not yet met).
how much can you save with Petplan?
Just change the information below to see how much you could claim.