What is pet insurance?
Similar to health insurance for humans, pet insurance covers the cost of medical treatments for unexpected injuries and illnesses.
What pet insurance doesn’t cover
At Petplan, we do not cover the following:
Pre-existing conditions aren't covered. However, with Petplan, if a previously-cured condition remains symptom-free for an extended period, it may be eligible for coverage if symptoms return.
Routine & wellness care
Pet medical insurance does not provide coverage for routine care such as spaying and neutering, teeth cleaning, flea and tick protection and vaccines.
Elective procedures like tail docking, ear cropping and claw removal are ineligible for coverage unless deemed medically necessary by your vet.
In the unfortunate event that your pet causes damage to a person or property, this incident would not be covered by pet health insurance.
Protecting your pet and your budget
With Petplan, you pay just a fraction of the cost of unexpected vet bills.
Petplan paid: $2,304
Pet parent paid: $247
Petplan paid: $6,558
Pet parent paid: $729
Petplan paid: $3,643
Pet parent paid: $405
*These are examples according to Petplan claims data, and prices for medical services may vary.
I've had Petplan for several years now and it has really paid for itself with my diabetic Labrador Retriever. Just a couple of weeks ago she got sick with pancreatitis and was hospitalized for over a week. The bills were over $5,000 ... Petplan was very understanding and considerate during this difficult time and took care of everything easily.
Out of all the insurers, Petplan's model and coverage worked best for us. We cover routine care, Petplan covers illnesses and accidents; what's not to like? Well, shortly after we put Quincy on the plan, [he] … became very ill and needed emergency treatment. Petplan saved the day by covering $4,500 of the $5,000 procedure! Unreal!
I've had Petplan insurance on my dogs since they were young pups. This year, my now 11 year old Husky had cataract surgery, costing almost $4,000. I wasn't sure if his insurance would pay off after all these years, but today I received a check from Petplan covering nearly the entire cost! I would recommend Petplan to anyone.
My Beagle mix Molly had torn both ligaments in her back legs and had to get 2 TPLO surgeries. So thankful for Petplan because including therapy plus the surgeries it would have cost over $12,000! Where I will only be having to pay back $4,000 out of my own pocket after all is said and done. Petplan is a true life saver!