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  • notice for
     california residents

  • california-residents-notice

Insurer Disclosure of Important Policy Provisions 

Summary of Policy Provisions

  • Pre-existing conditions are not covered.  A pre-existing condition is a medical condition which first occurred or showed clinical sign(s) before the effective date of the policy or which occurred or showed clinical sign(s) during the policy waiting period.
  • Other exclusions may apply.  Please refer to the exclusions section of the policy for more information.
  • Coverage includes annual limits, per incident deductibles, and co-pay amounts as specified on your declarations page.
  • There is a five (5) day and fifteen (15) day waiting period for injuries and illnesses, respectively, beginning on the effective date of your policy during which will not provide coverage.
  • Coverage is not reduced and premiums are not increased based on your pet’s individual claim history.
  • Claims are reimbursed for any medically necessary treatment your pet has received during the policy period for a covered illness or injury, up to the maximum annual limit and subject to the co-pay and deductible amounts as specified on your declarations page.

policies by AGCS Marine Insurance Company, an Allianz company

  • how healthy
  • is your pet?
  • take a look inside America’s top breeds for fast facts on common conditions that could cost you thousands.
  • use our condition checker
  • 73%
  • of pet parents would go into debt to pay for their pet's veterinary care.*